Federal Benefits

Are you a federal employee who is seeking a better understanding of your benefits? Are you beginning to think about your future retirement plans? Commonwealth Guardians is available to assist you through each phase of retirement. As a Federal Benefit advisor, Michael Widlake has over 20 years of experience helping federal employees navigate their retirement planning while finding ways to maximize their benefits:

Our process starts with your federal benefits review. We review your paycheck, so we understand where your money goes every two weeks and make sure it’s going someplace useful and beneficial to you. Then we will talk about your pension. Whether you are CSRS or FERS you get a pension. Understanding how the pension system works; what you need to do to qualify, and what different time parameters mean for you can help you think about your federal career. Then we cover FEGLI to make sure you understand the good and bad about that and how to make sure you are doing the right things for yourself and your family there. And then we cover TSP and make sure you are doing the best things for yourself there. At the end of the hour, we will have a better picture of where you are and where you are hoping to go. We will meet again to discuss recommended changes to help you achieve your retirement goals.

This process is designed to help you fully understand all the things you need to think about in planning ahead and moving into retirement. It will help uncover even issues that you might not have thought about before and make sure you are armed with all the knowledge you need to make the best choices for yourself.


Topics we will cover at the webinar:

  • Principles of Retirement
  • FERS/ CSRS Pensions
  • Special Retirement Supplement
  • Social Security
  • FLTCIP (Long-term Care)
  • Survivor’s Benefits
  • FEGLI (Life Insurance)
  • TSP (Thrift Savings Plan)


With a focus on how to maximize the amount of money and benefits you get when you retire.

For years you’ve worked hard for your retirement. Now let’s make sure you end up with it! It won’t happen by default. You have to make it happen. But, there’s one BIG problem – It’s complicated! All the little, unknown rules and exceptions can make a HUGE difference in the amount of money you will get or miss out on.


Contact Us