Federal retirement isn't simple
Your planning should be.
Whether you’re under FERS or CSRS, approaching retirement, or simply trying to maximize the benefits you’ve earned, Commonwealth Guardians can help you understand your options with confidence.
- No products. No pressure just guidance
GET CLARITY
A clear view of where you stand—and what comes next.
Review
We take a comprehensive look at your current financial picture.
Identify
We identify potential gaps, risks, and opportunities you may not see.
Clarify
We help you clarify your retirement timing, income needs, and goals.
Advise
You receive objective, independent guidance built around you.
UNDERSTAND YOUR BENEFITS
Pensions (FERS / CSRS)
Understand eligibility, calculations, and retirement timelines.
Thrift Savings Plan (TSP)
Maximize one of your most valuable retirement assets.
FEGLI
Review coverage options and evaluate long-term needs.
Social Security
Coordinate benefits with your federal retirement strategy.
Survivor Benefits
Protect the people who matter most..
Special Retirement Supplement
Understand eligibility and income opportunities before age 62.
FLTCIP
Evaluate long-term care planning considerations.
Retirement Timing
Determine when retirement makes the most sense financially.
OUR DIFFERENCE
Independent Guidance for Federal Employees
Federal benefits can be complex. Understanding how all the pieces fit together is where confidence begins.
As fiduciary advisors, we help federal employees understand their options, evaluate important decisions, and develop retirement strategies designed around their goals.
Our focus is simple: helping you make informed decisions about the future you’ve worked hard to build.
Many Federal Employees
Leave Money on the Table
Understanding pension elections, survivor benefits, TSP strategies, and retirement timing can have a significant impact on lifetime retirement income.
REGISTER FOR OUR NEXT LIVE WEBINAR
Register for Our Federal Employee Benefits Webinar
Join Michael Widlake for a complimentary educational webinar designed to help federal employees better understand their retirement benefits and make more informed decisions.
Reserve Your Seat
Why Federal Employees Work With Michael Widlake
For more than 20 years, Michael has helped federal employees understand the complexities of retirement planning and make informed decisions about the benefits they've earned.
His approach combines deep federal benefits knowledge with the independent fiduciary standard that defines Commonwealth Guardians.
- Holistic Approach
- No Product Pitch
- No Pressure
